Terms & Conditions

1. Acceptance of Terms

By accessing and using CoinPayGateway services, you agree to be bound by these Terms & Conditions. If you do not agree to these terms, please do not use our services.

2. Service Description

CoinPayGateway provides:

• Cryptocurrency payment processing services
• USDT (BEP-20) deposit and withdrawal functionality
• BNB gas fee management system
• API integration for merchants and developers
• Real-time transaction monitoring and notifications

3. Account Registration

To use our services, you must:

• Be at least 18 years old
• Provide accurate and complete registration information
• Complete KYC verification when required
• Maintain the security of your account credentials
• Comply with all applicable laws and regulations

4. KYC and Compliance

We require identity verification to:

• Comply with anti-money laundering (AML) regulations
• Prevent fraud and unauthorized access
• Meet regulatory requirements in various jurisdictions
• Ensure platform security and user protection

5. Fees and Charges

Our fee structure includes:

• Deposit Fee: 1% on all USDT deposits
• BNB Gas Fee: 0.5% on BNB gas deposits
• Withdrawal Fee: Network gas fees apply
• API Usage: No additional charges for API calls

6. Transaction Processing

Important transaction information:

• Minimum deposit: $1 USDT equivalent
• Minimum withdrawal: $1 USDT equivalent
• Minimum BNB gas deposit: $1.5 equivalent
• Transactions are processed automatically upon blockchain confirmation
• Processing times depend on network congestion

7. User Responsibilities

You are responsible for:

• Providing accurate wallet addresses for transactions
• Ensuring sufficient BNB gas balance for withdrawals
• Protecting your API keys and account credentials
• Complying with tax obligations in your jurisdiction
• Reporting any suspicious activity or security breaches

8. Prohibited Activities

You may not use our services for:

• Money laundering or terrorist financing
• Fraud, scams, or illegal activities
• Violating any applicable laws or regulations
• Attempting to hack or compromise our systems
• Creating multiple accounts to circumvent limits

9. Service Availability

We strive to maintain 99.9% uptime, but:

• Services may be temporarily unavailable for maintenance
• Blockchain network issues may affect transaction processing
• We reserve the right to suspend services for security reasons
• Emergency maintenance may occur without prior notice

10. Limitation of Liability

CoinPayGateway is not liable for:

• Losses due to blockchain network issues
• Incorrect wallet addresses provided by users
• Third-party service failures or interruptions
• Market volatility affecting cryptocurrency values
• User errors or security breaches on user's end

11. API Terms

When using our API:

• Rate limits apply to prevent abuse
• API keys must be kept secure and confidential
• You are responsible for proper integration and testing
• Callback URLs must be secure (HTTPS recommended)
• API documentation must be followed for proper functionality

12. Account Termination

We may terminate accounts for:

• Violation of these terms and conditions
• Suspicious or fraudulent activity
• Failure to complete required KYC verification
• Extended periods of inactivity
• Legal or regulatory requirements

13. Dispute Resolution

For disputes:

• Contact our support team first for resolution
• Provide detailed information and evidence
• Allow reasonable time for investigation
• Escalation procedures are available if needed

14. Changes to Terms

We may update these terms periodically. Users will be notified of significant changes via email or platform notifications. Continued use constitutes acceptance of updated terms.

15. Contact Information

For questions about these terms:

• Email: legal@coinpaygateway.com
• Support: Through your dashboard support system